What to Expect if You Outlive Your Life Insurance Beneficiary
Posted: August 7, 2024
Life insurance provides financial support to beneficiaries upon the policyholder’s death. If you outlive your beneficiary, the policy’s benefits won’t be distributed as initially planned. If you outlive your beneficiary, update your policy by naming a new beneficiary or adjusting the policy to reflect your current wishes. Regular reviews and updates to your life insurance are essential to maintain its relevance. Choosing Your Beneficiaries A...
Bolster Employee Resilience & Engagement with These 4 Tips
Posted: July 28, 2024
Unfortunately, dealing with health insurance and healthcare providers is one of the most challenging and stressful things an individual faces in today’s society. That is why healthcare benefits are a staple aspect of attracting and maintaining a talented workforce for a business. Yet, understanding and maximizing these benefits is often confusing for employees, leading to missed opportunities for care. Employers play a crucial role in...
5 Reasons You Need Life Insurance if You Are Self-Employed
Posted: July 22, 2024
In the event of their death, life insurance provides financial security for their family and business obligations. Life insurance is invaluable for self-employed individuals, as they often lack the safety net of employer-provided benefits. It can cover debts, replace lost income, and fund business succession plans, ensuring continuity and stability for the enterprise. Life insurance offers peace of mind, enabling self-employed individuals to focus on growing...
How Can I Improve Healthcare Benefits To Better Serve My Employees?
Posted: July 13, 2024
Healthcare is among the most significant monthly expenses for individuals and families. One of the most common questions of potential employees exploring job opportunities involves healthcare benefits. Beyond attracting and retaining top talent, comprehensive healthcare coverage enhances employee well-being, productivity, and job satisfaction. It fosters employees’ sense of security and loyalty, leading to higher engagement and morale. Moreover, access to quality healthcare reduces absenteeism and...
6 Milestones That Alter Your Life Insurance Coverage Needs
Posted: July 7, 2024
Life insurance provides financial protection for loved ones in the event of the policyholder’s death. Coverage needs may change due to various factors, as certain major events can significantly impact a person’s financial responsibilities and dependents, altering coverage needs. Therefore, major life events often prompt a reassessment of insurance coverage to ensure it aligns with new circumstances and responsibilities. Getting Married Marriage is a significant...