What Happens to My 401(k) When I Change Jobs?
Posted: October 28, 2023
An employer-sponsored 401(k) plan is a great way to save money for retirement. With matching contributions from your employer, you are essentially getting free money added to your savings. However, you may not stay with the same employer for the duration of your working years. What happens to your 401(k) account when you change jobs? Your funds will remain with your old employer-sponsored plan until...
Is Final Expense Insurance Right for Me?
Posted: October 22, 2023
Final expense insurance may be the right choice for seniors who want to cover their final expenses. Also referred to as burial insurance or funeral insurance, it is a type of life insurance policy designed to cover final disposition and funeral services after death. Funeral and burial expenses have been rapidly rising for the past 30 years. Families have paid an average of $7,848 for...
Your 3-Step Plan for Improving Employee Retention
Posted: October 13, 2023
An attractive benefits package can help attract top talent to your company. It can also help you retain the most valuable asset your business has – your staff. Employees who are well compensated for their work through pay, benefits, and perks are more motivated to do their work well and stay with the organization for years to come. While salary will always be an important...
How to Plan for the Future You Want
Posted: October 7, 2023
October is Financial Planning Month. This is a time when we are reminded to prepare budgets and keep spending in check during the holiday season. Our approach to financial planning can depend on our phase of life. Still, the earlier we begin planning and saving for the future, the easier it will be to make our targets. Steps to Improve Your Financial Situation Take the...
Empowering Employee Health through Wellness Programs
Posted: September 28, 2023
Employers today are taking a more serious approach to the health and well-being of employees. Healthy workers mean increased productivity, decreased absences, lowered health insurance expenses, reduced turnover, and a lower risk of workers’ compensation claims. Wellness programs are designed to improve employee health through exercise, weight loss, and preventive education. Speak with our experienced agent about wellness programs as part of your group benefits...